Real estate news for Canmore and Banff brought to you by RE/MAX Alpine Realty.

Inheriting Family Cabins in Canmore & Market Outlook!

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Over the last few decades, many recreational buyers have looked to areas like Banff and Canmore as ideal places to invest in cabins/cottages. With such stunning landscapes and endless outdoor activities, it’s no secret why so many buyers chose these areas for their vacation properties. According to RE/MAX Canada, it’s projected that over the next three years, nearly 900,000 Baby Boomers will retire in Canada. At the same time, a much-awaited one trillion dollar transfer of wealth from Boomers to Gen X will continue. The majority of this wealth transference has to do with real estate changing hands from Boomers to Gen X. From vacation properties to primary residences, there’s a lot to know if you are going to become a beneficiary. 

In this article, we will be going over the Canmore cabin market outlook for 2023 and what to do if you will be inheriting cabins in Canmore! Follow along below to learn more. 

Cabins in Canmore –  Market Outlook 2023

In Canmore, the 2023 market projections indicate that sellers will have the upper hand. This is due to the low inventory in the area. It is told that these conditions will remain for the duration of 2023. The majority of buyers in this market are Boomers, Gen Xers and Millennials who are moving from within Alberta. 

In Canmore, the cottage and cabin market has seen an 8.2% increase since last year (2022) from $900,000 to $974,000. Furthermore, the average number of properties sold went down by nearly half (49.7% year-over-year) from 173 to 87. Despite this, the average sales prices are forecasted to increase by 8% for the remaining portion of the year. Most real estate professionals and Albertans are concerned about the low inventory, as this is expected to cause sales to decrease by 20% in 2023.

Canmore and Banff are not only popular among locals. In fact, these two towns have been known to draw in buyers from various international markets. However, now that Canada has put the foreign buyer ban into place, many international investors have been deterred. This is mostly due to the confusion surrounding the rules of the ban. 

Overall, the market in Canmore for recreational property is out of reach for many Canadians. With minimal inventory and a lack of affordable listings, Canmore’s market is catering to the 1 percent of Canadians who can afford the steep cost.

Canmore cabins

What to Know if You’re Expecting to Inherit a Family Cabin in Canmore?

Over the last few years, succession planning has become more and more popular. Put simply, succession planning is the act of arranging how people will inherit certain assets or roles within your family. Because so many Canadians are interested in succession planning, nearly half of all recreational property owners in Canada are holding onto their properties with the goal of passing them on to their family members. Moreover, those who are in the market for a recreational property have noted that the opportunity to pass it down to family is a large factor in wanting to buy. 

So, what happens if you’re next in line to inherit the family cabin? Will you be able to afford the cost of it? Is it worth it to sell the property? What about taxes? 

For many families, inheriting your family’s cabin/cottage will require being aware of taxable capital gain. Taxable capital gains are the part of your capital gain that you need to report as income on your income tax and benefit return. Below we’ve used data from RE/MAX Canada to outline the average price in Canmore’s recreational property market, the capital gains between 2016 and 2023, and what inheritors can expect to pay in capital gains tax. 

As we mentioned earlier in this article, the average price in Canmore in 2023 is $974,000. Along with this, the capital gain tax amount is $105,818, while the capital gain amount is $440,910. 

Contact us Today for More Information!

If you are planning on inheriting cabins in Canmore in the coming years, contact us today! We are happy to help you understand how your inheritance will affect your financial situation. Canmore is an incredible area to own a recreational property. Reach out today to learn more about all of the amazing opportunities that come with living in real estate in Canmore. For more information, feel free to message us with any questions or concerns you have about living in this great town. Be sure to check back next month for more real estate-related content and visit our social media page! We look forward to working with you in the near future!

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Houses for Sale in Banff are in High Demand!

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Real estate in Banff has long been desirable. However, post-COVID-19, it seems as though the recreational real estate market has been outpacing supply in many regions. Especially, in places like Banff. Over the course of the pandemic, many people took up remote work and outdoor hobbies. With tourism and the outdoors being two of the main economic drivers in Banff, homes are being snatched up at every opportunity. In this article, we will be going over a quick market update for houses for sale in Banff. As well as, providing some information about the main economic drivers in Banff. Continue reading below to learn more. 

Economic Drivers in Banff

Banff has been established as an outdoor playground for adventurers around the world. And, many tourists who visit Banff end up wanting to stay more permanently. Skiers, climbers, hikers, bikers, and kayakers are all drawn to the desirable landscape that surrounds this famed mountain town. 

Anyone who has been to Banff before would know that tourism is the town’s main economic driver. Roughly 90 percent of Banff’s economy is based on tourism. Each year over four million people make the trek to Banff to experience the outdoor paradise that this town has to offer. Banff National Park is one of the most popular destinations for tourists. Especially since it is home to numerous trails, hot springs, climbing routes, and ski runs. Because Banff is located within a national park, the amount of commercial space is very limited. The government works hard to ensure that commercial activities remain within the guidelines outlined in the Banff Incorporation Agreement. Despite the small commercial sector, Banff generates billions of dollars each year thanks to the booming tourism industry. 

houses for sale in Banff

What’s New With Houses for Sale in Banff?

Now that we’ve exited the pandemic, many people are still hung up on their COVID lifestyles. Whether that be remote work or those who’ve made their outdoor hobbies a permanent habit. For towns close to outdoor amenities like lakes, beaches, or mountains, this has led to red-hot real estate markets. So, it comes as no surprise that the Banff market is moving rather quickly. Real estate professionals in the area are expecting things to get even busier as the weather warms.

Houses for sale in Banff and Canmore have been selling within windows as short as 72 hours! Many people are eager to get their hands on a property in one of these two areas due to their proximity to Banff National Park. Unfortunately for buyers, purchasing property in Banff isn’t an easy feat due to restricted homeownership. The federal government has put several rules into place to make sure that not just anyone can buy up real estate in the area. This is done in an effort to maintain the beauty of the park so that generations of people can experience all that there is to see!

Recreational property investors are looking to places like Banff and Canmore as a lucrative option to pad their monthly income. In addition to this, those who don’t need to be in the office every day are seeking secondary homes to work from during their days away. These types of buyers are a key factor in why real estate is moving so quickly in places like Banff and Canmore. 

Tips for Buying in a Hot Market

For those looking to purchase real estate in one of these towns, it will be important to act quickly. Given the fast-paced climate of the market, buyers will need to be ready to make a decision about a home at a moment’s notice. This means that buyers need to have their priorities in order ahead of time. Some of the advice that we often give to buyers during a hot market includes:

  • Understanding what you need out of your new home and what you can sacrifice.
  • Coming to terms with the fact that there is no such thing as a perfect home when buying a new property.
  • Having your finances in order (e.g. getting a mortgage pre-approval, creating a solid budget, etc)
  • Knowing your limits

Contact us About Houses for Sale in Banff!

If you are interested in purchasing houses for sale in Banff, contact us today! Banff is an incredible area to own a property. Reach out today to learn more about all of the amazing opportunities that come with living in real estate in Banff. For more information, feel free to message us with any questions or concerns you have about living in this amazing city. Be sure to check back next month for more real estate-related content and visit our social media page! We look forward to working with you in the near future!

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All About Buying a House for Sale in Banff

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Owning a house for sale in Banff is a desirable investment for nearly all Canadians. With endless amenities and jaw-dropping, 360-degree views, it’s no wonder that so many people want to call Banff home. But, how does one acquire real estate in Banff? And, is it really all that worth it to make Banff your permanent home? In this article, we hope to answer all of your most common questions about buying a house for sale in Banff. Follow along below to learn more about real estate in this famed national park. 

Why Choose Banff? The Pros.

  1. Outdoor Paradise & Lots to Do

One of the best advantages of living in Banff is that you get to experience its outdoor landscape every single day. For example, head to one of Banff’s numerous renowned ski hills like Norquay or Sunshine Village for an afternoon of hitting the slopes. Or, take your pick of one of many hiking, biking and running trails and explore the environment around you. Besides the paradise in your backyard, Banff is a cure-all for boredom. Since it is a tourist hotspot, there’s always something to do—especially, if you love being outdoors!

  1. Sense of Community

Another perk of living in Banff is the incredible sense of community. Since living in Banff is no easy feat, there is a very minimal permanent population. This helps to foster a tight-knit community.

  1. Great Business Economy

As you may have suspected, Banff’s biggest economic driver is tourism. Tourism is the primary factor in why the Banff economy has been able to do so well over the past few years. 

Why Not to Choose Banff? The Cons.

  1. Need to Reside Clause

The Need to Reside clause is something that all prospective buyers must understand. The government of Alberta has made it incredibly difficult for just anyone to purchase property in Banff. This is all with the goal of preserving the natural environment. However, unfortunately, this pushes out even the most well-intentioned buyers. In order to satisfy the Need to Reside Clause, you must have an active or planned business within the town, a blood relation to another person in the town, or have lived in the park since 1981. 

  1. Abundance of Tourists

Banff is a lot of things, but big isn’t one of them. This small mountain town gets millions of visitors every year, during all seasons. If you aren’t into the tourist town vibe, then perhaps Banff isn’t right for you. 

  1. High Cost of Living

In addition to all of this, Banff also boasts a high cost of living. Its desirability and prestige make Banff real estate in high demand. So, naturally, you can expect the price of housing and everything else to be above average. 

How to Buy a House for Sale in Banff?

Buying a house for sale in Banff is no easy feat. And, buyers must understand that owning a home in a national park like Banff comes with some caveats. So, let’s say that you meet the Need to Reside Clause and are able to now purchase a property in Banff: how do you do it? 

Well, buying a home in Banff is similar to buying a home anywhere else in Canada—with the exception that all properties in Banff are held in a leasehold title ownership. This means that those who buy a home in Banff will only have ownership over the structure(s) on the property, but not the land itself. Contrastively, when you buy a home in other cities in Canada, your ownership is generally fee simple. This allows you to own both the land and buildings on it. 

Who Can Live in Banff?

The only people who can live in Banff are the ones who are eligible by the Need to Reside clause. Some of the reasons that you may be permitted to live in Banff include:

  • Business owners who operate a business in the park that is necessary for day-to-day operations
  • Those who live in the park for five successive years directly before they retire. 
  • Anyone who is a full-time student at a school within the park
  • Any person who is a spouse, common-law partner, or dependent of an employee of the park
  • Anyone who has primary employment in the park

Contact us About Buying a House for Sale in Banff!

If you are interested in purchasing a house for sale in Banff contact us today! Banff is an incredible area to own a property. Reach out today to learn more about all of the amazing opportunities that come with living in real estate in Banff. For more information, feel free to message us with any questions or concerns you have about living in this amazing city. Be sure to check back next month for more real estate-related content and visit our social media page! We look forward to working with you in the near future!

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Banff Real Estate Blog Recap

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Over the course of 2022, we wrote several blog articles about all things real estate. With 2022 coming to a close, we thought it would be best to close out this year’s content with a blog recap. This way you can read over any articles you missed from this year. From real estate career information to tips about buying Banff real estate, we’ve covered a number of topics. In this article, we are going to be giving you a brief recap of our blog content from 2022. Follow along below to see what we wrote on our blog over the past year!

Banff Real Estate Blog Recap – Spring and Summer

Over spring and summer, our team brought a number of articles to our readers. From May to June, we wrote about topics like buying homes in Canmore and began a mini-series of tips for real estate agents. Below is a brief recap of each article from these seasons. 

May – Information About Real Estate in Canmore.

In this article, we went over all of the basics of what you need to know before moving to real estate in Canmore. Here, you can find information about amenities, demographics, location, real estate, and local tax. If you are looking to move to Canmore we recommend reading through this article to gain some insight into what life in Canmore looks like!

June – Tips for Buying a House for Sale in Canmore

Similar to our May article, our June blog post goes over several tips on buying a home in Canmore. Purchasing a home in this town is not a simple process. Especially, if you are an inexperienced buyer. In this article, we provide you with a short guide to buying a house in the Canmore area. 

July – How to be a Successful Canmore Real Estate Agent?

At RE/MAX Alpine Realty, we are interested in helping future real estate agents just as much as our buyers and sellers. Because of this, we decided to write a small series with content for real estate agents. Our first article in this series goes over the basics of how to be successful as an agent. 

August – Networking as a Real Estate Agent in Canmore.

In August, we continued our mini-series of articles for agents and wrote all about networking. Networking is an important part of being a successful agent. This article provides several tips on how to network and gives some insight into the importance of networking. 

Fall and Winter Recap!

Sept – Real Estate Careers: Setting Yourself Apart From Other Agents.

Our September blog article was centred around setting yourself apart from other agents. More and more people are entering the real estate industry each day, because of the opportunities and challenges that it presents. The volume of people who are making this their career means that you need to stand out from the crowd. Setting yourself apart from other real estate agents is essential in gaining steady business. In this article, we’ve listed a few of our top tips on how to stand out from the crowd as an agent.

Oct –  How do I Get More Leads in my Career in Real Estate?

October capped off our mini-series on real estate agent tips. In lieu of this, we wrote about one of the most challenging and important parts of being an agent: generating leads. When you start your career in real estate it can be difficult to generate leads. Especially, when the market isn’t working in your favour. However, it is important to develop tactics and strategies to ensure that you can generate leads no matter what the world throws at you. This article includes a list of ways that you can gain more leads in your real estate career. 

Nov – How to Make Real Estate in Banff More Sustainable?

Finally, we finished off the year with an article that will kickstart our environmental series. Sustainability is an important part of maintaining the pristine environment in Banff. From large-scale renovations to simple daily practices, there are plenty of ways that you can do your part in keeping the environment clean. In this article, we put together a list of strategies that you can employ to reduce your home’s carbon footprint. 

Contact us About Banff Real Estate Today!

For more information about buying or selling a home in Banff, contact us today! We’d be happy to help you find the perfect Banff real estate for the new year. Be sure to check out our social media for the latest news and updates. And, stay tuned to our blog for more real-estate-related information. We look forward to working with you in the new year! Happy Holidays everyone. 

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How to Make Real Estate in Banff More Sustainable?

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Sustainability is an important part of maintaining the pristine environment in Banff, Alberta. In order to keep things beautiful for future generations, it is vital that real estate in Banff is eco-friendly. There are many options to make your property sustainable. From large-scale renovations to simple daily practices, there are plenty of ways that you can do your part in keeping the environment clean. In this article, we have put together a list of strategies you can employ to reduce your home’s carbon footprint.

Follow along below to learn how you can transform your Banff home into a sustainable property. 

Big Solutions for Big Results. 

If you are looking to make a big change in your home’s energy efficiency there are a few ways to do so. However, these options do come at a cost. Despite the money invested upfront, people who choose to make the changes listed below are more likely to save money in the long run.

The first way that you can make your home more energy efficient is by adding solar panels. Solar energy is a great alternative to using traditional electricity in order to run your home. Moreover, solar panels allow you to be partially or completely energy-independent. Further, installing solar panels reduces the number of greenhouse gases emitted by your home. They also cut down the cost of your monthly electricity and power bills each month. Installing solar panels is a great way to save money and help out the local environment. 

The next way that you can help the environment, is by investing in energy-efficient appliances. For example, heat pumps, refrigerators, washers and dryers, and thermostats. It may not seem like much, but newer appliances are much better at regulating energy use and maximizing power. 

Furthermore, installing LED lightbulbs is another option for reducing your carbon footprint. Not only are LEDs better for the environment, but they also have a much longer lifespan than traditional incandescent bulbs. Using LED lighting in place of incandescent bulbs will save you money and make a greener impact on the environment around you. 

Lastly, by changing your faucet/shower heads, you can improve your water usage. In order to maximize your water use, you can install low-flow shower heads and faucet aerators. Both of these additions will help cut your water bill in half and lessen your heating bill. Take it one step further and hop on the cold shower train for even more environmental action!

Simple Tasks to Reduce Your Carbon Footprint for Real Estate in Banff.

Installing solar panels isn’t within reach for everyone, and we understand that. However, there are plenty of other ways that you can reduce your carbon footprint. And, most of them cost less than $100. That means that you can do your part even on a budget!

The first way that you can reduce your carbon footprint, is by creating a compost and recycling station. Composting is a fascinating process that allows you to maximize your food waste. To begin compositing you’ll need a compost bin where you can put all of your organic material (uncooked fruits, vegetables, meat, legumes, coffee grounds, etc). Eventually, this material will break down and turn into rich soil for gardens, landscaping, and more. Besides enriching your soil, composting minimize methane emissions from landfills. 

In addition, you can start a recycling station inside your home. All you need to start is three different bins. One for glass, one for paper/plastic, and one for miscellaneous items. Put your recycling station in your kitchen or the most convenient place for you, and practice separating your waste. This is a great way to help out the environment and the local landfill. 

Finally, individuals who are looking to become more eco-friendly in their homes can try these simple practices:

  1. Use reusable bags
  2. Buy some house plants
  3. Buy used items when you can
  4. Avoid unnecessary paper use (phone books, pamphlets, paper bills, etc)
  5. Use natural cleaning products
  6. Buy products with minimal or no packaging
  7. Avoid paper towels
  8. Learn to love cold water
  9. Dry your clothes outside (weather permitting)
  10. Fix leaks and insulation

Contact us About Real Estate in Banff!

Banff is an incredibly gorgeous place to live. And, it is vital that residents do their part to keep the environment pristine. There are plenty of ways to make real estate in Banff eco-friendly. For more information about homes in this area, contact us today. We would be happy to help you find a home in Banff. You can also visit our social media page for the latest updates and more. We look forward to working with you in the near future. 

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Tips for Buying a House for Sale in Canmore.

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Buying a house for sale in Canmore can be difficult for the inexperienced buyer. Canmore and Banff boast some of the most competitive and hard to get into markets in Alberta. The average price for a house sits well above the provincial average in Alberta. Thus, making it tough for just anyone to purchase a property. If you are looking for a house for sale in Canmore there are a few things you need to keep in mind. This way, you won’t end up purchasing a home that you later realize is not the right fit for you. Ultimately, we want to ensure that you choose a property that best suits your goals and needs. Follow along below to discover our advice on buying a house for sale in Canmore, Alberta. 

What is Going to Be the Central Use of Your House for Sale in Canmore?

houses for sale in canmore

The first step to finding a great property in Canmore is to determine how you will use the home. Canmore is full of breathtaking properties that all offer unique benefits to their owner. Making the decision to purchase a home in such a diverse city is hard when your intentions for the property are unclear. Before you start the hunt for a house for sale in Canmore, picture how you plan to spend your time there. Will it be your primary residence? Or, will it be a vacation property that you visit on occasion? Do you plan on renting out your home to others? If yes, will they be short-term or long-term rental agreements?

There are a number of ways that you can utilize your property. Whichever option you choose will help to narrow down your search. This way, your agent can better help you find the perfect home for your needs. While you determine how you plan on using your home, you may also want to consider your budget, what location you’d like, the size of the home, amenities, etc. All of these things will make it easier for you to find a home you love. 

Choosing the Right Property Type.

Canmore has several different options for housing. From condos and townhomes to luxury multi-story homes, there’s something for everyone. In addition to this, Canmore has many different areas, each with its own set of unique amenities. Choosing the right style of home and the right neighbourhood is essential in buying the perfect home. We recommend visiting/staying in every neighbourhood in Canmore before you decide on “the one”. For instance, if your family wants to be near the river, check out areas like Lions Park or South Canmore. Or, if you’d prefer to be on the lake, visit Rundleview or Peaks of Grassi. Furthermore, there is also the option to be secluded in the mountains with luxury homes on Stone Creek Place or Benchlands Terrace.

Each neighbourhood has its own vibe and sense of community. It is important that you choose the neighbourhood that best suits your interests and needs. Taking the time to explore each area is a great way to find out what you do and don’t like. 

Make Sure the Home is Zoned in Accordance With Your Plans.

Canmore and Banff both have strict zoning laws on all real estate properties. This is to ensure that parklands are protected and a high standard of quality is maintained. There are four zoning categories for residential properties. These include tourist homes, visitor accommodations, and residential and employee housing. If you plan to live on the property and do short-term rentals, you must have a home zoned within ‘tourist’ or ‘visitor accommodation’. These are the only zones where short-term (vacation) rentals are legal. 

Act Fast When Buying a House for Sale in Canmore You Love!

When buying a house for sale in Canmore, it is important that you act fast on properties you love. This means being prepared to write an offer as soon as possible. The demand for homes in Canmore is strong. This is largely due to the limited number of single-family homes within the area. Moreover, houses that are priced in a good range generally don’t spend too long on the market. For out-of-province buyers, this can mean making an offer before being able to see the property in person. 

If you are interested in purchasing a house for sale in Canmore contact us today! Canmore is an incredible area to own a property. Reach out today to learn more about all of the amazing opportunities that come with living in real estate in Canmore. For more information, feel free to message us with any questions or concerns you have about living in this amazing city. Be sure to check back next month for more real estate-related content and visit our social media page! We look forward to working with you in the near future!

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Information About Real Estate in Canmore.

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Real estate in Canmore is exclusive to the right buyer. Canmore and surrounding areas like Banff have extensive protection for wildlife and parklands. Because of these heavy restrictions, buyers are carefully weeded out before purchasing real estate in these towns. Despite such measures, owning real estate in Canmore is undoubtedly something to brag about. The stunning mountains and fairytale landscapes are worth every penny. Canmore is ranked as one of the top places to live in Canada and is named one of the best mountain towns in North America. Discover important details about life in Canmore, Alberta by reading the article below.

Living in Real Estate in Canmore – What to Know?

Canmore is an exciting place to have a property. Recreational opportunities are endless no matter the season of the year. According to the 2021 census results, there are 15,990 permanent residents living in Canmore. This is a small number of residents compared to other cities in Canada. In addition, Canmore is located 66 miles west of Calgary and 12 miles east of Banff. Other neighbouring communities include Airdrie and Cochrane. The Town of Canmore offers some of the most beautiful scenery to work, live and play. All sides of the town are bordered by the towering Rocky Mountains, and cut through the middle lies the rumbling, Bow River. Moreover, Canmore is only a short hour and a half drive from Calgary’s city centre and mere minutes from Banff National Park!

There are over 71 kilometres of multi-use trails within the town, five major ski resorts, the world-class Canmore Nordic Centre, endless hiking opportunities and so much more. Canmore is truly an outdoor enthusiast’s paradise! Residents can take in the stunning views from a kayak, raft, canoe, or mountain face on any given day. The range of activities makes Canmore a thrill seeker’s dream destination. Furthermore, there are a host of culinary delights and extraordinary shopping options in Canmore. Despite its large economic base in Tourism, Canmore has kept its promise to create a town that is sustainable and environmentally sensitive. Small-town vibes reign strong in this eclectic mountain town in Alberta. 

Adventure through the breathtaking scenery by visiting some of the country’s best golf and ski hills. Courses like Silvertip and Stewart Creek have some of the best-golfing sceneries in all of Canada. Get a taste of each season when you own real estate in Canmore. 

Buying Canmore Real Estate.

Due to Canmore’s beautiful landscape, the cost of living is very high. Compared to most other places in the country, Canmore’s cost of living sits roughly 2% above the national average. While prices are high, it is worth the cost to own a property in this gorgeous town. However, it is important to keep in mind that housing is expensive in Canmore. The average home price in 2021 for a property in Canmore was about $1.1 million. This cost alone is enough to deter the average buyer. This makes Canmore an exclusive place to live if you love the great outdoors. Although the average price may seem high, it is not uncommon to find housing below $1 million on the outskirts of the town. However, the closer you are to downtown Canmore, the more you can expect to pay. 

Renting is also a viable and very common option in Canmore. Yet, the cost of rent is still much higher than in other cities in Canada. The average price for a two-bedroom apartment resides within the $1,700 to $1,900 range. However, this rate does change depending on the location, amenities, size, etc. 

Furthermore, Canmore has some of the lowest property tax rates in the province of Alberta. Despite such low property tax rates, the cost of real is significantly higher. Thus, causing upward pressure on the cost of property taxes. Also, there are four common types of zoning in Canmore. These include residential, visitor accommodation, tourist homes and employee housing. Real estate in Canmore is mostly freehold, unlike Banff where all properties are leasehold.

If you are planning on purchasing real estate in Canmore, it is important to factor the high cost of living into your budget. 

Contact RE/MAX Alpine Realty Today!

If you are interested in purchasing real estate in Canmore contact us today! Canmore is one of the most beautiful places in Canada to own a property. Reach out today to learn more about all of the amazing opportunities that come with living in real estate in Canmore. For more information, feel free to message us with any questions or concerns you have about living in the area. Be sure to check back next month for more real estate-related content and visit our social media page! We look forward to working with you in the near future!

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Government of Canada Offers Homeownership Incentives

Buying your first home is one of the largest investments of your life. Canada’s Economic Action Plan introduces the First-Time Home Buyers’ (FTHB) Tax Credit and the expansion of the Home Buyers’ Plan (HBP) to provide you with additional benefits!

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